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Cash Advance Requirements

Every cash advance payday loan lender have different requirements for customers. Payday loan companies understand you need quick cash so they only require only the minimum requirements. Whether you are applying for a bad credit loan, no fax payday loan, cash advance, or a cheap loan, the requirements and conditions listed on this page is a good general guide for getting approved for your payday loan.

To be approved for a payday loan:

• You must have an active checking account that is at least 3 months old
• You must hold a steady job for at least 3 months
• Your take home paycheck must be at least $1000 per month (after taxes)
• Must be at least 18 years of age
• You have a working home or work phone number and a valid email address

You will be DENIED by any lender if:

• You are paid only once a month
• You are currently unemployed and been at your job for at least 5 months
• You have an outstanding payday loan or unpaid debts
• Your make less than $1000 per month
• You filed for bankruptcy with the past year, or have filed multiple times
• The lender cannot verified your contact information
• The lender cannot confirm your checking account
• Your checking account just opened
• You have too many NSF or overdraft fees recorded in your checking account

If you feel that you fulfill the above conditions, then you should get approved for your no fax cash advance without a problem.